Car Shopping

Car-Buying Made Easier

Not that long ago, if you wanted to buy a car you either wandered from dealership to dealership, or you looked for ads in your local paper, or you did both. While you can still do that, the Internet gives you a lot more options, in particular, UECU has list of preferred dealers. You can shop multiple dealerships without ever leaving the comfort of home.   

Dealer financing is convenient, but if you haven’t shopped around, a dealership finance manager might try to take advantage of that and mark up your interest rate. Or they may offer you a low interest rate but markup the price of the vehicle. As you can tell, there are multiple reasons for getting pre-approved prior to car shopping. Let’s recap the benefits.

  • Saves time and simplifies the buying process

  • Validates your credit and locks in your interest rate

  • Reduces the stress of the car buying experience

  • Streamlines the dealership experience

  • Boosts your confidence and negotiating position

  • Gives you flexibly to car shop anywhere you want

  • Pre-approval with UECU takes place in a familiar, friendly environment