United Energy Credit Union offers the convenience of MasterCard with one low rate regardless of credit score. MasterCard offers worldwide acceptance, ATM accessibility and cash advances along with many other benefits. The UECU MasterCard gives you the power to make purchases without having to carry around cash or a checkbook. It can even protect you from fraud when making online purchases. Best of all, you can use it anywhere in the world MasterCard® is accepted.
In addition, our card has the following benefits:
No Annual Fee
12% APR* – regardless of Credit Score
No Over-the-Limit fees
No Transaction Fees for Cash Advances
No Fee for Balance Transfers
Non-Variable rate – we don’t jack up your rate if you are late
No Hidden fees
First Time Borrower’s Program
United Energy Credit Union believes it’s important to help our members get off on the right foot from the very start. With a first-time credit card and on-time payments, you will be on your way to establishing a strong credit history. Members who meet the requirements will be eligible to get a MasterCard with a limit up to $1,000.
Must be at least 18 years old
First time borrower
Active UECU checking account with direct deposit for at least 6 months
Submit last 2 Paystubs
Debt to Income Ratio not to exceed 40%