Join Today

When you are a United Energy CU member, you are also an owner with a say in your credit union. Joining is easy and comes with a wide variety of benefits. If you are prepared to get started, please have the following identification methods with you:

Government-Issued ID

Driver's License, State Identification, U.S. Passport, Military Identification, or Resident Alien Card

Social Security Number

If you do not have a valid SSN, please contact our member service department about alternate means of identification that may be accepted.  

Ready to Join?

You may complete this membership application prior to arriving at the credit union. If you are not able to open the account at the credit union you will need to speak to a Member Service Representative. You will also need to deposit at least $5 to open a savings account to be considered a member of the credit union. Call us to find out more about becoming a member of United Energy CU at 281.964.1777 / 800.380.5430 Option #1.

Why join United Energy Credit Union?

The more you use our services, the more you benefit! Being a member saves you money and increases your buying power. As a member, you have access to a complete selection of financial services usually at a lower cost or more attract rate than other financial institutions.

We provide personal service to guide you through your financial decisions. We have financial experts to help you navigate life's important decisions, with your best interest at heart. We offer a human touch when handling your accounts. Don’t be just a number at a bank – be a member of our credit union family.  

You will have the security of knowing that your funds are insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the United States government. Savings, Certificate, Retirement or Checking accounts in different forms of ownership may each be separately insured; click for your Share Insurance Toolkit.    Feel free to call us if you have any questions.

Once a Member, Always a Member

We understand that you will make changes in your life and it’s good to know there’s one thing that won’t change – your membership at United Energy CU. You can continue your membership at United Energy CU even if you change jobs and your new job is not in our field of membership. You don’t have to close your credit union account if you change jobs or if you move away. We have over 5,000 shared branches which means you have more direct access to your money than most traditional bank customers do. We value your business and look forward to a long relationship with you and your family.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What that means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We will also ask to see your driver’s license or other identifying documents.

What is a Credit Union?

When you become a member of United Energy Credit Union, you become a part of a larger family. Here, we value our United Energy members — and your families. United Energy Credit Union's mission is an easy and natural fit with the credit union philosophy and credo “People Helping People”. At our credit union, you are part owner, not just another customer. Unlike a traditional bank, you have a say in the direction we take - not stockholders. We're a not-for-profit cooperative, which means the earnings we get are given back to our members in the form of lower rates, higher dividends and lower fees. Your financial success is our success. And your vote counts. A volunteer board of directors is elected by members to manage the credit union.   

Who is Eligible to Join?

To join a credit union, you must meet its eligibility criteria. While some credit unions are limited to employees of particular companies or a membership in a certain organization, United Energy Credit Union membership is easy and accessible. We offer several ways to join. In fact, if you live, work, attend school or worship within a 10 mile radius of either of our branches, you can join us. Once you join the credit union your entire family is eligible to join as well.

Who can join?

  • Active or retired CenterPoint Energy employees

  • Active or retired Reliant Energy employees

  • Anyone who lives, works, attends school or worships within a 10 mile radius of either branch

  • Family members of any current members including:

    • Spouse

    • Children

    • Brothers/Sisters

    • Aunts/Uncles

    • Nieces/Nephews

    • Cousins

    • Parents/Grandparents

    • Grandchildren/Great grandchildren

It's easy to become a member of United Energy Credit Union. All you need to do is open a savings account with a $5 minimum balance to join our credit union, and then you can start taking advantage of all the products and services we have to offer. To become a member of United Energy Credit Union, visit any of our branches or give us a call, today!